In this article, we look at the most common questions regarding flood & Enviro appraisal.
FCI Flood Appraisal
Question: What does it include?
Answer: Not provided by D&D (our flood appraisal and flood enviro reports are an assessment of flood risk, but are not to the level of depth of an FRA). A Flood Risk Assessment (FRA) is an in-depth assessment of flood risk to a Property, and often involves a physical visit and inspection of the Site to consider the specific characteristics/features of the site. FRAs are often required by Councils for developments in flood-prone areas, to ensure that any proposed redevelopment provides a level of protection against potential flooding, whether that be from groundwater, river (fluvial), surface water (pluvial), coastal/tidal, or from sewer sources.
Question: What is its aim?
Answer: The Flood Appraisal aims to put the buyer in a better position, with more knowledge, to decide on the property purchase.
Question: Can I get a Pass result from it?
Answer: In many instances, the detailed review can result in a reduction of the initial flood risk prediction
Question: How much are they?
Answer: See the report or check the current pricing list
Question: How do I order it?
Answer: The same process as the initial report (Resellers and Solicitors can order online, End Clients have to email in, and we process the order manually
Question: Does this Appraisal supersede the initial report?
Answer: Yes
Question: Will an FCI Flood Appraisal mean insurers will lower their quotes?
Answer: No. It is up to them to decide whether they consider our reports or not.
Question: If the property is a top-floor flat, is a flood appraisal advised?
Answer: Yes. Although there is less risk for the top-floor flat to flood, there is potential for the flooding to affect the entrance to the property. So, the flood appraisal will be based on the whole property, but will take into account the level of the specific flat too.
Question: Can we do a FAPP on an initial third-party report?
Answer: Yes. As long as it shows what type of flood risk it is, rather than just a screening report.
FCI Enviro Appraisal
Question: What is an FCI Appraisal?
Answer: A service in which a member of the Risk Team will source and analyse information which we will gather on your behalf. We will contact your Local Authority to ascertain whether the property has been prioritised for inspection under Part 2A of the Environmental Protection Act 1990. We may also approach the Environment Agency, the Petroleum Enforcement Authority and the Local Planning or Building Control Authority. It is a more informed assessment of the property and in most cases, we can provide a superseding ‘Pass’ risk assessment result. For sites where this is not possible, we also provide clear next steps for mitigation or resolution of the potential contamination issues at the site.
Question: What is the turnaround time?
Answer: Up to 20 working days as this is the regulatory authorities’ statutory turnaround time for the request of information.
Question: I cannot find any further information to review my report to a ‘Pass’. What should I do?
Answer: 1) We offer a Walkover service in which a physical inspection of the property will take place in order to look for evidence of any contamination issues which could lead to liability under Part 2A of the Environmental Protection Act 1990. It highlights possible redevelopment constraints associated with historic contamination and the possible level of further assessment which may be required by the Local Planning Authority if development is going to occur. 2) Or you can go straight to insurance.
Question: How much does it cost?
Answer: See report or check pricing list.